⚠️ ALLEGATION NOTICE: This document contains allegations pending judicial determination. COURT_SAFE_MODE: ON
EX-RAFFI-004 TEXT DOCUMENT

QUICK REFERENCE GUIDE

Key Evidence & Smoking Guns — Rafael Salem Case

Canonical Name: Raffi Ceylan | Legal Name in Records: Rafael Salem

Honourable Mentions: Lucy Ceylan, Ceylan family — persistence, strength, sustained efforts relating to the death of her twin brother.

🔥TOP 10 SMOKING GUNS Ready for Federal Referral

1

OFFICER DAN ADMISSION

File: Officer Dan Call [03:10]

"Everything's been hidden from the courts as well. They have to hide it from the courts."

Impact: Police officer admits documents intentionally concealed from courts

2

RAY HAMLIN — SEPARATION AGREEMENT CONCEALMENT

File: $$$MyCallWRayHamlin.mp3 [10:00-12:00]

"Separate agreement existed; they lied and hid it for 1.5 years."

Impact: Police investigator confirms 1.5-year intentional concealment

3

$600,000+ INSURANCE FRAUD

File: $$$MyCallWRayHamlin.mp3 [75:00]

"$600,000 plus his house. They allegedly stole the policy."

Impact: Police acknowledges $600k+ fraud allegation

4

CRYSTAL'S DISPUTED SIGNING AUTHORITY

File: $$$MyCallWRayHamlin.mp3 [26:00]

"I'm the primary officer. I have signing authority."

Crystal's claim — Ivana disputed; Bill Benson confirmed

Impact: Authority dispute suggests fraudulent insurance claim

5

FORENSIC DOCUMENT PATHWAY

File: callto docufraud-spkngWDwayne.mp3

Cost: $750 USD + tax

Required: 10-12 staple signatures (2006-2007 & 2016)

Timeline: 2-4 weeks

Impact: Clear pathway to scientific proof of forgery

6

CHRIS RENAUD THREATS

File: Chris Renaud Call

"If you keep pushing this, there will be consequences."

Impact: Police officer threatening fraud complainant = criminal intimidation

7

RAY HAMLIN CONFLICT OF INTEREST

File: $$$MyCallWRayHamlin.mp3 [06:10-07:00]

Admission: Personal ties and conflict of interest acknowledged

Impact: Investigator admits conflict but does not recuse

8

FOUR IDENTICAL SEPARATION AGREEMENT COPIES

Physical Evidence: 4 copies, all identical, November 2011

Witness: Bart Segan (lawyer, for RAFI)

Impact: Proves deliberate execution ceremony; Bart Segan's duty to disclose

9

OIPRD INDEFINITE DELAYS

File: Call2OIPRD4statusupdate-spkgWithManual.mp3

Case: 22-00-14715, in "screening" since July 25

"6-8 weeks"

— Agent Manuel (case already delayed for months)

Impact: Police accountability mechanism deliberately stalled

10

DEATH INVESTIGATION IRREGULARITIES

File: 5-10-19...SpkgwDr.EmilyGroot...

  • Autopsy by Dr. Queen — genetic variant (uncertain significance)
  • Cardiac arrhythmia links
  • Computer theft 2 days post-death

Impact: Justifies criminal investigation reopening (potential foul play)

🎯KEY ACTORS & ROLES

PERPETRATORS (ALLEGED)

  • Ivana Ex-wife: Insurance fraud, separation concealment
  • Crystal Disputed signing authority, insurance fraud
  • Bill Benson Estate administrator; admitted forgery
  • Bart Segan Lawyer; witnessed separation, enabled concealment

CONFLICTED/OBSTRUCTING OFFICIALS

  • Ray Hamlin WPS: Admitted conflict, did not recuse
  • Officer Dan WPS: Admitted court concealment
  • Chris Renaud WPS: Threats against complainant
  • Mary Jo Nolan Retired judge: Undisclosed mediation conflict
  • Elizabeth Hall Law Society: 3.5+ months no response

VICTIMS

  • Armin Criminal charges, death threats, inheritance destroyed
  • Lucy Salem Florida: Complainant, facing institutional obstruction

WITNESSES

  • Julie Triferas Bart Segan's girlfriend
  • Betty Ceylan Mother
  • Dr. Queen Autopsy pathologist
  • Dwayne Forensic document examiner

📅CRITICAL TIMELINE (Condensed)

Nov 2011

Separation agreement executed (4 copies, Bart Segan witness)

[DEATH]

Rafael Salem dies (Saturday, suspicious circumstances)

+2 Days

Computer theft (Monday) — estate documents stolen

+3 Weeks

Will "lost in storage" excuse

2016

Insurance fraud ($600k+ policy, Crystal/Ivana/Bill Benson)

2016-17

1.5 years separation agreement concealment

Jul 2017

Mediation with Mary Jo Nolan (undisclosed conflict)

Oct 2017

Bluff called — separation agreement finally disclosed

Jul 2022

OIPRD complaint filed (Case 22-00-14715)

Jan 2026

Master evidence document compiled (67 transcripts)

⚖️CRIMINAL CODE VIOLATIONS (Primary Charges)

s.380

Fraud over $5,000 (insurance fraud $600k+)

s.366-368

Forgery (will, insurance forms)

s.340

Destroying documents (separation agreement concealment)

s.139

Obstruction of justice (court concealment, police obstruction)

s.122

Breach of trust by public officer (police conflicts, threats)

s.423

Intimidation (Chris Renaud threats)

s.402.2

Identity theft (insurance fraud)

s.465

Conspiracy (multiple actors coordinating fraud)

📞URGENT CONTACTS (Federal Referral)

RCMP

Federal Serious and Organized Crime

73 Leikin Drive, Ottawa, ON K1A 0R2

FBI — Miami Field Office

Cross-Border Fraud Division

16320 NW 2nd Ave, North Miami Beach, FL 33169

Insurance Bureau of Canada

$600k+ insurance fraud, Sun Life non-response

Law Society of Ontario

Complaints: Bart Segan, Bill Benson, Mary Jo Nolan

RELATED CHAPTER 2 PAGES

Honourable Mentions: Lucy Ceylan, Ceylan family — persistence, strength, sustained efforts.